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248 North Marion Avenue Lake City, FL 32055

(386) 755-9018
jkuykendall@gulfcoastfinancial.net
GulfCoast Advantage

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Keep up with the latest news and events happening at GulfCoast Financial Services, Inc.

Saturday, June 25, 2022

2022 EP0625 John Kuykendall 8 Moments To Move Your MoneyListen and learn as John Kuykendall discusses the 8 Moments to Move your Money. Deciding when it is time to move your money it can be difficult, or even knowing how to do. John...

Saturday, June 18, 2022

2022 EP0618 | John Kuykendall | High Level Planning | IncomeTune in as John Kuykendall discusses the issues that you will face in retirement and how you can address those issues for a more confident, comfortable lifestyle in...

Saturday, June 11, 2022

2022 EP0611 - John Kuykendall - MedicareMedicare is an essential benefit in retirement. There are many choices and decisions we face when enrolling that will determine your healthcare coverage costs and benefits. Tune in as John...

Saturday, June 4, 2022

Investors know “Dollar Cost Averaging” and how it works. What about when dollars reverse direction and start creating income? This has been called “Dollar Cost Ravaging” or “Sequence of Returns Risk”...

Saturday, May 28, 2022

2022 EP0528 John Kuykendall Market AlternativesMarket indexes recently saw their longest successive weekly losing streak since 2001 and investors may be understandably nervous, but are there any reasonable alternatives to risking...

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Monday, May 23, 2022

John Kuykendall addresses recent market volatility.

Monday, May 9, 2022

Tuesday, April 26, 2022

Thursday, April 14, 2022

Monday, April 11, 2022

Tuesday, April 5, 2022

Current events and how are they affect the market is a critical issue for investors to face and address. John Kuykendall discusses provides guidance through the planning process. Contact John Kuykendall at (386) 755-9018.

Thursday, March 24, 2022

Friday, March 18, 2022

Saturday, March 12, 2022

A lot of investors rely on the market for progress towards achieving their financial. John Kuykendall addresses how the market works and examines some of the commonly held assumptions about how the market can impact your financial future.

Saturday, March 5, 2022

Saturday, February 19, 2022

Wednesday, February 9, 2022

Saturday, January 15, 2022

Monday, January 10, 2022

All of the many tax changes in 2021 and more to come in 2022 is enough to make your head spin! Sit back, relax with a cup of coffee, and join us for Coffee Talk: Talking Taxes for 2022!

Monday, December 20, 2021

Saturday, December 11, 2021

Saturday, December 4, 2021

2021 EP1204 John Kuykendall Identifying Opportunities RMDs are usually a big end of year to-do. This year they are not required, but perhaps a conversation about tax planning should be happening instead. Listen as John Kuykendall...

Saturday, November 27, 2021

2021 EP1127 John Kuykendall Happy Thanksgiving Happy Thanksgiving from Gulf Coast Financial

Saturday, November 20, 2021

2021 EP1120 John Kuykendall Thanksgiving Happy Thanksgiving from the team here at John Kuykendall.

Saturday, November 13, 2021

2021 EP1113 John Kuykendall - Tax Talk & TIps Timely planning tips and time tested strategies for long-term financial success; listen as John Kuykendall discusses this and more on this week's edition of Game Plan For Retirement.

Saturday, November 6, 2021

2021 EP1106 - JOHN KUYKENDALL - Ed Slott Special Moving money out of your estate and IRA by doing a direct charitable gift is a long-standing strategy that savvy, charitably-minded planners with higher balances have used to give and...

Saturday, October 30, 2021

2021 EP1030 John Kuykendall - Halloween For our Halloween weekend edition of the program, we are discussing some potentially scary financial topics and current events. As always, if you have questions or want to address any of the...

Saturday, October 23, 2021

2021 EP1023 John Kuykendall - 10 Steps 10 STEPS TO PREPARE FOR RETIREMENT: - Formulate An Income Plan - Begin the process of refining and defining how to generate the amount of income required from your portfolio. Understand the...

Saturday, October 16, 2021

2021 EP1016 John Kuykendall Risks & Questions TAKING RISK, FEARS, AND QUESTIONS: We get a lot of questions from listeners on the show and would love to help answer yours. Post any questions that you may have about retirement below. We...

Saturday, October 9, 2021

2021 EP1009 John Kuykendall Taxes, Fees, and Inflation FEES, TAXES, AND INFLATION: Fees, taxes, and inflations are top of mind and top concerns right now. They take careful planning to address. Tune in as John Kuykendall addresses...

Saturday, October 2, 2021

2021 EP1002 John Kuykendall Scary Financial Topics Scary financial issues: Cost of living is on the rise. People are reasonably concern with the quick and significant changes we have seen in the cost we pay for day to day living and...

Saturday, September 25, 2021

2021 EP0925 John Kuykendall Life Insurance Insurance & Annuities: Annuities serve to protect your income stream during your lifetime. Like life insurance, there are other potential uses and purposes. Tune in as John Kuykendall...

Saturday, September 18, 2021

FINANCIAL SURPRISES: How would you answer this question? Have you calculated how much income would be lost if you or your spouse pass away? Tune in as John Kuykendall helps to answer these questions and many more.

Saturday, September 11, 2021

2021 EP0911 John Kuykendall Legacy Planning CREATING A FINANCIAL LEGACY: Every step in your financial progress takes careful planning. Having your family protected and benefited, and your wishes executed are a step beyond the planning...

Saturday, September 4, 2021

2021 EP0904 John Kuykendall Labor Day LABOR DAY - A CELEBRATION OF WORK: On Labor Day, we celebrate our hard work, by taking a day off from it. Retirement then, could be perhaps considered an extended Labor Day. But, it is one we have...

Wednesday, September 1, 2021

Before you start to worry about how inflation might affect your investments, let’s take a closer look at the facts behind the headlines.

Saturday, August 28, 2021

2021 EP0828 John Kuykendall - A Written Plan A WRITTEN INCOME PLAN: On this program John Kuykendall will examine the specific goals of your income plan and the risk factors you should consider.

Saturday, August 21, 2021

2021 EP0821 John Kuykendall Back To Basics GETTING BACK TO BASICS: Many people only have a financial projection, not a plan. Some don’t even have a true projection and are simply living in the moment. Tune in to this show as John...

Saturday, August 14, 2021

2021 EP0814 - John Kuykendall - Social Security And Medicare When adding up the cost, retirement can be very expensive. This is one of the top reasons there is so much worry, and why running out of money is the biggest concern for...

Saturday, August 7, 2021

2021 EP0807 John Kuykendall - 7 Myths checklist Can I rely on my investment plan for retirement? The single biggest factor that helps an investment plan to work effectively is that it is supported by an income plan. Your paycheck is...

Saturday, July 31, 2021

2021 EP0731 JOHN KUYKENDALL RETIREMENT ROADBLOCKS ROADBLOCKS TO RETIREMENT AND RISK TO AVOID: What should I consider when deciding when to file for Social Security benefits? Join John Kuykendall as he takes a look at the 7 biggest...

Saturday, July 24, 2021

2021 EP0724 - MEET YOUR ADVISOR JOHN KUYKENDALL WHY SHOULD I WORK WITH A FINANCIAL PROFESSIONAL? Have you ever thought to yourself… when can I retire? It is hard to know if you have reached that magic “retirement number...

Saturday, July 17, 2021

2021 EP0717 JOHN KUYKENDALL COUNTDOWN TO RETIREMENT Taking too much, or too little risk can impact the lasting duration of your financial wellbeing throughout retirement. Too much risk and what might otherwise be a manageable market...

Saturday, July 10, 2021

2021 EP0710 - JOHN KUYKENDALL - HOT FINANCIAL TOPICS Tune in and listen as John Kuykendall examines what true financial freedom really means and what you should be doing with your money in order to achieve it.

Saturday, July 3, 2021

2021 EP0703 Financial Independence FINANCIAL INDEPENDENCE AND 6 CORE ISSUES: What have you put in place to help your post-retirement income and cash flow increase to keep up with inflation, the rising cost of living, health insurance,...

Saturday, June 26, 2021

7 Myths and 3 Expenses Can I rely on my investment plan for retirement? The single biggest factor that helps an investment plan to work effectively is that it is supported by an income plan. Your paycheck is what allowed you to...

Saturday, June 12, 2021

ARE YOU READY CHECKLIST Do you know how you would cover the costs of medical and long-term care expenses should you or your spouse require care? On this week’s episode John Kuykendall addresses different questions that you should...

Saturday, June 5, 2021

RETIREMENT INCOME PLANNING & INSURANCE Many investors make the mistake of planning retirement based on a lump sum, not their need for income. This is backwards and can lead to uncertainty. Listen as John Kuykendall discusses the...

Saturday, May 29, 2021

2021 EP0529 - JOHN KUYKENDALL - MEMORIAL DAY Memorial Day weekend is when we pay special tribute to those that have fallen and given the ultimate sacrifice in honor and service of this country. Tune in this week as John Kuykendall...

Saturday, May 22, 2021

2021 EP0522 - FINANCIAL FOCUS - ANNUITIES An annuity is the only type of account that will continue to pay a continued predictable income even after it hits a 0 balance. They eliminate the risk of running out of assets also meaning...

Saturday, May 22, 2021

2021 EP0522 - FINANCIAL FOCUS - ANNUITIES An annuity is the only type of account that will continue to pay a continued predictable income even after it hits a 0 balance. They eliminate the risk of running out of assets also meaning...

Saturday, May 15, 2021

2021 EP0515 - JOHN KUYKENDALL - SIX RETIREMENT KILLERS In today’s world we all use GPS to know where we are and where we are going. A written income plan is your GPS when it comes to planning for retirement. If you don’t...

Wednesday, May 12, 2021

Saturday, May 8, 2021

2021 EP0508 - JOHN KUYKENDALL - MOTHERS DAY CARING & PREPARING FOR MOM & FAMILY - On this week’s episode John Kuykendall will discuss the ongoing roles and responsibility involved with being a continued caretaker for parents and...

Saturday, May 1, 2021

2021 EP0501 - JOHN KUYKENDALL - ARE YOU READY TO RETIRE ARE YOU PREPARED? – Do you hold annual reviews of your plan to assess if you have met previous goals and to set new goals and benchmarks? On this week’s episode John...

Saturday, April 24, 2021

2021 EP0424 - JOHN KUYKENDALL - INCOME PLAN THE IMPORTANCE OF INCOME PLANNING – The absence of planning is probably the most significant reason why fear is so common when it comes to retirement. Not addressing income planning can...

Saturday, April 17, 2021

2021 EP0417 - FINANCIAL FOCUS - YOUR 401(K) & EMPLOYER PLAN YOUR 401(K) & EMPLOYER PLAN – What are the best options to save towards retirement? If a Roth 401(k) is offered, is that an option I should take advantage of? Tune in to...

Friday, April 16, 2021

Saturday, April 10, 2021

2021 EP0410 - FINANCIAL FOCUS - ROTH OPPORTUNITIES ROTH CONVERSION OPPORTUNITIES – Are you aware of the advantages of a ROTH IRA? Do you know the differences in contributions & conversions? Tune in to learn more as John...

Wednesday, April 7, 2021

Saturday, April 3, 2021

2021 EP0403 - FINANCIAL FOCUS - LAST MINUTE TAXES LAST MINUTE TAX MOVES – Over a lifetime, taxes are one of our largest and most costly expenses. They help to pay for a lot of the services we use and count on, but many feel we...

Wednesday, March 31, 2021

2021 EP0327 FINANCIAL FOCUS - CREDIT, DEBT, BUDGET, & INCOME DEBT, CREDIT, BUDGET & INCOME – The continuation of your paycheck in retirement is your “spending plan”. How do you know if you have one? Listen as John...

Wednesday, March 24, 2021

2021 EP0320 JOHN KUYKENDALL - TAXES TAXES (PLANNING VS FILING) – Tax planning presents us with great opportunity to get in front our future tax liability. Understanding and planning for taxes can help us to have a more stable and...

Wednesday, March 17, 2021

2021 EP0313 - JOHN KUYKENDALL - LUCK VS. PLANNING LUCK VS PLANNING – We do not want to leave our financial future up to chance and luck. We need to have a plan to achieve the outcome we desire. Listen as John Kuykendall discusses...

Saturday, March 6, 2021

2021 EP0306 - JOHN KUYKENDALL - 8 MOMENTS TO MOVE YOUR MONEY 8 MOMENTS TO MOVE YOUR MONEY - Rebalancing, Roth conversions, leaving a job, high fees, low performance... these are just a few of the reasons you may want to consider moving...

Wednesday, March 3, 2021

Is a Roth Conversion right for you? Contact us at 386-755-9018 or reach out from our contact page, https://www.gulfcoastfinancial.net/contact. A good plan begins with a good conversation. Let's talk.

Saturday, February 27, 2021

(NOT) GOING BROKE IN RETIREMENT – What is worse, the day you run out of money, or the years leading up to it as you know you are running out? Confidence is retirement is quality of life. Listen as John Kuykendall discusses why it...

Wednesday, February 24, 2021

2021 EP0220 - FINANCIAL FOCUS - UNDERSTANDING YOUR INVESTMENT OPTIONS Tune in to this week’s episode as John Kuykendall discusses bank savings and checking, CD’s, stocks and bonds, mutual funds, ETFs, annuities, and...

Saturday, February 6, 2021

2021 EP0206 FINANCIAL FOCUS - RETIREMENT NUMBER Financial Focus Podcast · 2021 EP0206 FINANCIAL FOCUS - RETIREMENT NUMBER

Wednesday, January 20, 2021

2021 EP0116 FINANCIAL FOCUS - BACK ON TRACK GETTING SAVINGS BACK ON TRACK – How much are you saving towards retirement? On this week’s episode of Financial Focus, John Kuykendall will be talking about making the most of...

Wednesday, January 13, 2021

Have you subscribed to our YouTube channel yet? If not, please visit and hit that "subscribe" button to always see the latest videos from the GulfCoast Financial Services team!

Tuesday, January 12, 2021

2021 EP0109 FINANCIAL FOCUS - WHAT IS PLANNING Financial Focus Podcast · 2021 EP0109 FINANCIAL FOCUS - WHAT IS PLANNING

Tuesday, January 12, 2021

2021 EP0102 FINANCIAL FOCUS - NEW YEAR

Monday, December 21, 2020

2020 EP1219 FINANCIAL FOCUS - RESOLUTIONS

Monday, December 21, 2020

Saturday, December 12, 2020

2020 EP1212 FINANCIAL FOCUS - PLANNING IN A PANDEMIC Financial Focus Podcast · 2020 EP1212 FINANCIAL FOCUS - PLANNING IN A PANDEMIC

Wednesday, December 9, 2020

2020 EP1205 FINANCIAL FOCUS - END OF YEAR PLANNING

Tuesday, November 24, 2020

2020 EP1121 FINANCIAL FOCUS - THANKSGIVING Financial Focus Podcast · 2020 EP1121 FINANCIAL FOCUS - THANKSGIVING

Wednesday, November 18, 2020

2020 EP1114 - FINANCIAL FOCUS: "RISK & PROTECTION" MARKET RISK & PROTECTION – Why is risk a component of most financial/investment plans? Has taking risk historically paid off for Main St. investors? Listen as John Kuykendall...

Wednesday, October 21, 2020

Tuesday, October 20, 2020

It’s a startling statistic.45% of consumers with $100,000 or more investable assets expect to make changes to their investments due to the upcoming 2020 presidential election.1Second-guessing your investment strategy is natural,...

Saturday, September 26, 2020

2020 EP0926: Financial Focus - The Fed & Inflation Financial Focus Podcast · 2020 EP0926 FINANCIAL FOCUS - FED POLICY & INFLATION

Wednesday, September 23, 2020

2020 EP0919 - INCOME PLANNING GOALS Financial Focus Podcast · 2020 EP0919 FINANCIAL FOCUS W John Kuykendall - INCOME PLANNING GOALS

Monday, September 14, 2020

2020 EP 0912 Financial Focus - "Measuring Results" Financial Focus Podcast · 2020 EP 0912 FINANCIAL FOCUS W John Kuykendall - MEASURING RESULTS & EMOTIONS

Friday, September 11, 2020

Wednesday, September 9, 2020

2020 EP 0905 - FINANCIAL FOCUS: Moving Money Financial Focus Podcast · EP 200905 FINANCIAL FOCUS - Money In Motion

Wednesday, September 2, 2020

2020 EP 0829 FINANCIAL FOCUS - 7 Financial Myths Financial Focus Podcast · EP 200829 FINANCIAL FOCUS - 7 Financial Myths Peter Richon: Welcome in to the program. This is Financial Focus, brought to you by the team at Gulf Coast...

Wednesday, August 26, 2020

DON'T GO BROKE - Financial Focus Episode 2020-08-26 Gulf Coast Financial · EP 200822 FINANCIAL FOCUS - Reasons You Might Go Broke In Retirement

Wednesday, August 19, 2020

Fifty 401(k) Mistakes - Financial Focus Gulf Coast Financial · EP 200815 FINANCIAL FOCUS - Fifty 401(k) Mistakes

Wednesday, August 12, 2020

FINANCIAL FOCUS EP 200808 - Social Security Gulf Coast Financial · EP 200808 FINANCIAL FOCUS - Social Security

Wednesday, July 29, 2020

2020-07-25 Financial Focus - Countdown to Retirement (Continued) Gulf Coast Financial · EP45 GulfCoast Financial - Countdown

Wednesday, July 15, 2020

2020-07-11 Financial Focus - "The Countdown To Retirement" Gulf Coast Financial · 2020 - 07 - 11 John Kuykendall- Countdown Download the Checklist - Download 'Are You Ready?'

Wednesday, July 15, 2020

How well do you know GulfCoast Financial Services? Join us for Coffee Talk and find out!

Tuesday, June 16, 2020

EP40: GulfCoast Financial - Retirement Income and Your 401(k)

Tuesday, June 9, 2020

EP39 GulfCoast Financial - Comprehensive Planning

Monday, June 8, 2020

Wednesday, June 3, 2020

EP38 GulfCoast Financial - Goals & Risks Gulf Coast Financial · EP38 GulfCoast Financial - Goals And Risks

Wednesday, May 27, 2020

EP37 GulfCoast Financial - Spring Cleaning Gulf Coast Financial · EP37 GulfCoast Financial - Spring Cleaning Peter Richon: Welcome into the program. This is GulfCoast Financial brought to you by the team at GulfCoast Financial...

Wednesday, May 20, 2020

EP36 GulfCoast Financial - Mother's Day & Planning For Families Gulf Coast Financial · EP36 GulfCoast Financial - Mothers Day

Wednesday, May 13, 2020

EP36: GulfCoast Financial: A Mother's Day Edition: "Caring For Our Family" Peter: Welcome into the program, ladies and gentlemen. This is Gulf Coast Financial brought to you by your team at Gulf Coast Financial Services, and Founder...

Wednesday, May 6, 2020

EP35 GulfCoast Finanancial: The 401(k) Retirement Gulf Coast Financial · EP35 GulfCoast Financial - 401k Control Peter Richon: Welcome into the program. This is GulfCoast Financial, brought to you by your resource for a...

Monday, May 4, 2020

Wednesday, April 29, 2020

EP34: GulfCoast Financial - Time Tested Strategies for a "New Normal" Gulf Coast Financial · EP34 GulfCoast Financial - New Normal Peter: Welcome into GulfCoast Financial with the Founder and CEO of GulfCoast Financial Services...

Wednesday, April 22, 2020

GulfCoast Financial Podcast, Episode 33: A New Reality https://soundcloud.com/gulfcoastfinancial/ep33-gulfcoast-financial-new-reality Show Transcript: Peter: Welcome into the program. This is GulfCoast Financial brought to you by your...

Wednesday, April 15, 2020

Wednesday, April 15, 2020

Wednesday, April 8, 2020

GulfCoast Financial - Episode 31: Financial Action Planning during COVID-19 You need a True Retirement Income Plan, a Market Protection Plan and a Market Recovery Plan. These are essential. Listen as John Kuykendall discusses the need...

Friday, March 13, 2020

With the Coronavirus/COVID-19 pandemic spreading the globe, the market is behaving abnormally and is very volatile. Tune in for our discussion of what we are paying attention to and how we are approaching volatility and managing risk.

Tuesday, February 4, 2020

Peter: Welcome into GulfCoast Financial with John Kuykendall, your resource for a common sense approach to planning for a more stable, secure financial future. Challenging the status quos and the talking heads from Wall Street, John...

Tuesday, February 4, 2020

GulfCoast Financial Podcast: EP4: The BIG Questions Peter Richon: Welcome into GulfCoast Financial with John Kuykendall, your resource for a common-sense approach to planning for a more stable, secure, and confident financial future....

Wednesday, January 29, 2020

Episode 13: Financial Milestones - Specific times in our lives to take important financial action Available on iTunes/Apple Podcasts: https://podcasts.apple...

Wednesday, January 22, 2020

Peter Richon: Welcome in to the program. This is GulfCoast Financial with John Kuykendall, Founder and CEO of GulfCoast Financial Services. Each week on the program, John challenges a bit of the status quo and the talking heads on...

Wednesday, January 15, 2020

When it comes to taxes, CPA Ed Slott has been dubbed by the Wall St. Journal as "America's leading IRA expert". On this edition from 2019, Ed, John, and Peter discuss important tax strategies to keep as much of your money as possible:

Tuesday, December 17, 2019

What you need to know about Social Security so that you can make the most out of it. Available on: iTunes: https://podcasts.apple...

Monday, November 25, 2019

On Sundays from 10 to 10:30 a.m., tune in and listen to John and Blake on Gainesville's 97.3 WSKY. From finances to current events, they cover a variety of interesting topics during the show. >Listen to the show

Tuesday, February 26, 2019

Friday, December 28, 2018

Our Annual Holiday Party in December was a huge success! We would like to thank all our friends and family who stopped by to make it such a wonderful event – especially Santa! From Barbie dolls to toy trucks, we were able to...

Thursday, November 15, 2018

GulfCoast Financial held its final tax seminar of the year in Lake City at our office. Attendees learned all about the new official tax reform rules and how they can possibly affect taxes in retirement. They were also able to takeaway...

Saturday, October 13, 2018

Medicare plans may change from year to year, as well as your personal health care coverage needs. It's important to know that during the Open Enrollment period, you can make changes to various aspects of your coverage. We understand...

Monday, February 26, 2018

John and Brent present how retirement income is subject to taxes.